Car financing in Edmonton
Good credit, rebuilding credit or new to Canada, we look at every application and work to find a payment that fits your budget.
Apply online, about 5 minutesApply online
Tell us about you, your work and the vehicle you want. We never ask for your SIN online.
We call you
We go over your options with you before anything is sent to a lender.
Pick your vehicle and drive
Sign the paperwork, set up insurance and drive home.
Who we help
- Good credit: competitive rates and terms from the lenders we work with.
- Rebuilding credit: past bankruptcy, consumer proposal, collections or late payments.
- New to Canada or with little credit history.
- Self-employed, seasonal or contract workers.
What to bring
- Your driver's licence
- Proof of income: recent pay stubs, or bank statements if you're self-employed
- Proof of address, like a utility bill
- A void cheque or pre-authorized debit form
- Insurance, before you pick up the vehicle
Common questions
Do I need a down payment?
Not always. It depends on the lender and your credit. A down payment or a trade-in lowers your payment and can help an approval.
Can I trade in a vehicle I still owe money on?
Yes. The amount owing can be paid out as part of the deal. Tell us about your vehicle.
Does financing cost more than the listed price?
Yes. Our prices exclude GST and fees associated with financing. When you finance, the interest and any financing fees are added, and every one of them is shown in your credit agreement before you sign.
Will applying affect my credit?
When a lender checks your credit it can show on your report. We talk with you first, and only send your application to a lender with your go-ahead.
Are payments guaranteed?
No. Every approval, rate and term is set by the lender, based on your credit (OAC).
What will my payment be?
It depends on your credit, the term, and any protection you add, like an extended warranty. Apply in about 5 minutes and we'll call you with real numbers.
Get my payment